Testing Tools

Credit Card Generator

Generate valid credit card numbers for testing and development purposes instantly across all major networks.

Visa
16 Digits
4916 2220 4579 4927
Exp: 12/29 CVV: 789
MasterCard
16 Digits
5422 1143 0290 2281
Exp: 12/28 CVV: 123
Amex
15 Digits
3735 5306 2538 928
Exp: 12/31 CVV: 928
Discover
16 Digits
6011 7580 4246 7321
Exp: 12/30 CVV: 434
Diners Club
14 Digits
3033 0375 9284 67
Exp: 12/28 CVV: 788
JCB
16 Digits
3505 7452 7285 7750
Exp: 12/27 CVV: 495
Maestro
16 Digits
5018 1148 0948 6978
Exp: 12/29 CVV: 383
Laser
16 Digits
6771 7429 7305 5156
Exp: 12/31 CVV: 489
InstaPayment
16 Digits
6376 9929 7217 2176
Exp: 12/27 CVV: 247

What is Credit Card Number?

Credit Card issuers refer to the leading six digits on the card as an "bank identification number (BIN)", or "issuer identification number (IIN)". The remaining numbers on the card are referred to as the primary account number (PAN).

Bank card numbers are allocated in accordance with ISO/IEC 7812. IINs and PANS have a certain level of internal structure and share a common numbering scheme.

The prefix or first digit of the issuer identification number is the MII (major industry identifier). The last digit is the checksum which must pass the Luhn algorithm check.

Luhn Algorithm

The Luhn algorithm, also known as the "mod 10" or "modulus 10" algorithm, is a simple checksum formula used to validate a variety of identification numbers.

  1. Double every second digit from the right.
  2. If the product is > 9, sum the digits of the product.
  3. Take the sum of all digits.
  4. If the total modulo 10 is 0, the number is valid.

Term Meanings

  • Issuer: An institution that issues credit cards.
  • Merchant: An organization that accepts cards.
  • PIN: Personal Identification Number.