SWIFT / BIC Validator
Instantly verify the format of Business Identifier Codes (BIC) or generate valid examples for cross-border payment testing.
Validator
Verify ISO 9362
Generator
Bulk Examples
Understanding SWIFT/BIC Codes
A SWIFT code (or BIC - Business Identifier Code) is a standard format for identifying financial and non-financial institutions globally. It is essential for executing international wire transfers and electronic messages between banks.
- Standardized by ISO 9362
- Required for SEPA and international wires
- Identifies bank, country, and location
Structure Breakdown
A SWIFT code consists of 8 or 11 characters:
Global Financial Connectivity
International Reach
SWIFT codes are used by over 11,000 financial institutions in more than 200 countries, making them the backbone of global finance.
Secure Messaging
Beyond payments, the SWIFT network facilitates the secure exchange of financial messages, including securities, treasury, and trade information.
Frequently Asked Questions
Is a BIC the same as a SWIFT code?
Yes. BIC (Business Identifier Code) is the official ISO term, while SWIFT code is the common name based on the network that manages them.
Does this tool verify the bank exists?
No. This tool validates the structure and format of the code. It does not query the SWIFT database to confirm if the bank is active.
What does 'XXX' mean at the end?
'XXX' is a branch code used to identify the head office or primary institution of a bank.
Is this tool free to use?
Absolutely. Like all tools on Getnewidentity.com, the BIC validator and generator are 100% free for everyone.