Testing Tools

Credit Card Generator

Generate valid credit card numbers for testing and development purposes instantly across all major networks.

Visa
16 Digits
4539 1016 3117 9841
Exp: 12/30 CVV: 826
MasterCard
16 Digits
5513 6808 0387 5291
Exp: 12/28 CVV: 200
Amex
15 Digits
3438 8571 3794 642
Exp: 12/30 CVV: 326
Discover
16 Digits
6011 9060 2177 4015
Exp: 12/28 CVV: 467
Diners Club
14 Digits
3807 7197 1599 51
Exp: 12/27 CVV: 956
JCB
16 Digits
3504 2067 6932 2064
Exp: 12/28 CVV: 710
Maestro
16 Digits
5020 3342 1271 7944
Exp: 12/28 CVV: 516
Laser
16 Digits
6709 7862 2232 6345
Exp: 12/27 CVV: 731
InstaPayment
16 Digits
6390 5563 5052 4779
Exp: 12/29 CVV: 744

What is Credit Card Number?

Credit Card issuers refer to the leading six digits on the card as an "bank identification number (BIN)", or "issuer identification number (IIN)". The remaining numbers on the card are referred to as the primary account number (PAN).

Bank card numbers are allocated in accordance with ISO/IEC 7812. IINs and PANS have a certain level of internal structure and share a common numbering scheme.

The prefix or first digit of the issuer identification number is the MII (major industry identifier). The last digit is the checksum which must pass the Luhn algorithm check.

Luhn Algorithm

The Luhn algorithm, also known as the "mod 10" or "modulus 10" algorithm, is a simple checksum formula used to validate a variety of identification numbers.

  1. Double every second digit from the right.
  2. If the product is > 9, sum the digits of the product.
  3. Take the sum of all digits.
  4. If the total modulo 10 is 0, the number is valid.

Term Meanings

  • Issuer: An institution that issues credit cards.
  • Merchant: An organization that accepts cards.
  • PIN: Personal Identification Number.